Broker Check
Straightforward Wealth Management, LLC

Innovative
Financial Strategies
Made Simple

Divider

Bernard P. Martin Jr., CFP®, CPA/PFS

184 Scenic View Lane
Falls, Pennsylvania 18615

(570) 378-2825 

Once Upon a Goal A New Way to Look at Your Bucket List Surprise! You’ve Got Money! RE: Retirement

Comprehensive Retirement and Financial Planning Strategies

Located in Wyoming County, Straightforward Wealth Management LLC is an independent retirement planning and financial consulting firm serving individuals, families, and small business owners largely based in northeast Pennsylvania. Founded in 2002, the firm is led by Bernard Martin, an Investment Advisor Representative with LPL Financial, CERTIFIED FINANCIAL PLANNER™ professional, and Certified Public Accountant (CPA) with more than 19 years of experience in the financial services industry and more than 26 years of experience in the tax and accounting industry.

Bernie founded Straightforward Wealth Management with the goal of providing investment education and financial planning guidance that may help clients make well-informed and confident decisions. With a tax and accounting background, Bernie strives to bridge the gap between tax and financial planning and incorporates tax strategies with retirement planning. This may help clients mitigate taxes and preserve their wealth through their retirement years.

We largely work with current or former Procter & Gamble and local union employees and those who receive natural gas royalties and want to develop a financial plan for retirement. Many of the individuals receiving natural gas royalties have worked hard their whole life and now are receiving their deserved fortune in the form of royalties.

With the financial markets constantly shifting, we understand how difficult it can be to plan for retirement or determine how best to handle natural gas royalties. We have an unrelenting passion for knowledge and expertise in these areas and have challenged conventional wisdom time and time again in natural gas and retirement planning by thinking outside of the box.

At Straightforward Wealth Management, our priority is to provide honest and objective advice, and to help clients navigate the complexities of financial planning, from retirement to tax mitigation strategies. As an independent firm supported by LPL Financial, the largest independent broker/dealer in the nation*, we don’t have any proprietary products or conflicts of interest. Instead, we have the flexibility to choose from a wide range of services and solutions based on our clients’ individual goals and unique needs.

We develop customized plans for each of our clients. Using dynamic, user-friendly technology, including risk analysis software and complete financial planning software, we strive to arm clients with a comprehensive financial plan that addresses today’s needs and tomorrow’s goals. Additionally, we offer our clients their own personal financial website where they can see everything they own in one place in real-time. This may help clients better see where they currently are and where they want to be.

We are committed to providing our clients with impeccable service and building long-lasting relationships based on trust. To learn more about how we can help you with retirement planning, wealth management, or natural gas royalties, or to receive a complimentary, obligation-free consultation, contact us today.

*As reported in Financial Planning magazine 1996-2017, based on total revenues.

Helpful Content

Social Security Benefits: How Much Will I Receive

Social Security Benefits: How Much Will I Receive

Calculating your potential Social Security benefit is a three-step process.

Value vs. Growth Investing

Value vs. Growth Investing

Among stock-market investors there’s long been a debate between those who favor value and those who favor growth.

How Big is Money?

How Big is Money?

Learn a little about worldwide currency in this fun infographic

 

The ABC’s of Auto Insurance

What kind of auto insurance should you have? Do you know?

Social Security Benefits: How Much Will I Receive

Calculating your potential Social Security benefit is a three-step process.

Healthcare Costs in Retirement

Without a solid approach, health care expenses may add up quickly and potentially alter your spending.

Investment Challenges of the Affluent Investor

Affluent investors face unique challenges when putting together an investment strategy. Make sure you keep these in mind.

What Do Your Taxes Pay For?

Here's a breakdown of how the federal government spends your tax money.

Changing Unhealthy Behaviors

Five phases to changing unhealthy behaviors.

View all articles arrow

Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

Social Security Taxes

Estimate how much of your Social Security benefit may be considered taxable.

Estimate Your RMD

Help determine the required minimum distribution from an IRA or other qualified retirement plan.

Saving for College

This calculator can help you estimate how much you should be saving for college.

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

Inflation & Retirement

Estimate how much income may be needed at retirement to maintain your standard of living.

View all calculators arrow

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

View all presentations arrow

Your DNA Test

If your family relies on your income, it’s critical to know what their needs would be in the event of your death.

The Facts About Income Tax

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

The Power of Tax-Deferred Growth

Why are 401(k) plans, annuities, and IRAs so popular?

Events on Wall Street

Can successful investors predict changes in the markets? Some can but others miss the market’s signals.

When Special Care Is Needed: The Special Needs Trust

A special needs trust helps care for a special needs child when you’re gone.

Retiring the 4% Rule

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

View all videos arrow