Comprehensive Retirement and Financial Planning Strategies
Located in Wyoming County, Straightforward Wealth Management LLC is an independent retirement planning and financial consulting firm serving individuals, families, and small business owners largely based in northeast Pennsylvania. Founded in 2002, the firm is led by Bernard Martin, an Investment Advisor Representative with LPL Financial, CERTIFIED FINANCIAL PLANNER™ professional, and Certified Public Accountant (CPA) with more than 19 years of experience in the financial services industry and more than 26 years of experience in the tax and accounting industry.
Bernie founded Straightforward Wealth Management with the goal of providing investment education and financial planning guidance that may help clients make well-informed and confident decisions. With a tax and accounting background, Bernie strives to bridge the gap between tax and financial planning and incorporates tax strategies with retirement planning. This may help clients mitigate taxes and preserve their wealth through their retirement years.
We largely work with current or former Procter & Gamble and local union employees and those who receive natural gas royalties and want to develop a financial plan for retirement. Many of the individuals receiving natural gas royalties have worked hard their whole life and now are receiving their deserved fortune in the form of royalties.
With the financial markets constantly shifting, we understand how difficult it can be to plan for retirement or determine how best to handle natural gas royalties. We have an unrelenting passion for knowledge and expertise in these areas and have challenged conventional wisdom time and time again in natural gas and retirement planning by thinking outside of the box.
At Straightforward Wealth Management, our priority is to provide honest and objective advice, and to help clients navigate the complexities of financial planning, from retirement to tax mitigation strategies. As an independent firm supported by LPL Financial, the largest independent broker/dealer in the nation*, we don’t have any proprietary products or conflicts of interest. Instead, we have the flexibility to choose from a wide range of services and solutions based on our clients’ individual goals and unique needs.
We develop customized plans for each of our clients. Using dynamic, user-friendly technology, including risk analysis software and complete financial planning software, we strive to arm clients with a comprehensive financial plan that addresses today’s needs and tomorrow’s goals. Additionally, we offer our clients their own personal financial website where they can see everything they own in one place in real-time. This may help clients better see where they currently are and where they want to be.
We are committed to providing our clients with impeccable service and building long-lasting relationships based on trust. To learn more about how we can help you with retirement planning, wealth management, or natural gas royalties, or to receive a complimentary, obligation-free consultation, contact us today.
*As reported in Financial Planning magazine 1996-2017, based on total revenues.
Where Is the Market Headed?
We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”
What Do Your Taxes Pay For?
Here's a breakdown of how the federal government spends your tax money.
The Business Cycle
Understanding the economy's cycles can help put current business conditions in better perspective.
This worksheet can help you estimate the costs of a four-year college program.
One of the most common questions people ask about Social Security is when they should start taking benefits.
Many Americans are operating their personal finances with only the barest minimum of knowledge.
As our nation ages, many Americans are turning their attention to caring for aging parents.
Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.
Federal estate taxes have long since been a lucrative source of funding for the federal government.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator will help determine whether you should invest funds or pay down debt.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
This calculator shows how inflation over the years has impacted purchasing power.
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
A presentation about managing money: using it, saving it, and even getting credit.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
The importance of life insurance, how it works, and how much coverage you need.
There are some smart strategies that may help you pursue your investment objectives
How federal estate taxes work, plus estate management documents and tactics.
Principles that can help create a portfolio designed to pursue investment goals.
There are three things to consider before dipping into retirement savings to pay for college.
Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
What if instead of buying that vacation home, you invested the money?
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.