Broker Check
Straightforward Wealth Management, LLC

Innovative
Financial Strategies
Made Simple

Divider

Bernard P. Martin Jr., CFP®, CPA/PFS

184 Scenic View Lane
Falls, Pennsylvania 18615

(570) 378-2825 

Once Upon a Goal A New Way to Look at Your Bucket List Surprise! You’ve Got Money! RE: Retirement

Comprehensive Retirement and Financial Planning Strategies

Located in Wyoming County, Straightforward Wealth Management LLC is an independent retirement planning and financial consulting firm serving individuals, families, and small business owners largely based in northeast Pennsylvania. Founded in 2002, the firm is led by Bernard Martin, an Investment Advisor Representative with LPL Financial, CERTIFIED FINANCIAL PLANNER™ professional, and Certified Public Accountant (CPA) with more than 19 years of experience in the financial services industry and more than 26 years of experience in the tax and accounting industry.

Bernie founded Straightforward Wealth Management with the goal of providing investment education and financial planning guidance that may help clients make well-informed and confident decisions. With a tax and accounting background, Bernie strives to bridge the gap between tax and financial planning and incorporates tax strategies with retirement planning. This may help clients mitigate taxes and preserve their wealth through their retirement years.

We largely work with current or former Procter & Gamble and local union employees and those who receive natural gas royalties and want to develop a financial plan for retirement. Many of the individuals receiving natural gas royalties have worked hard their whole life and now are receiving their deserved fortune in the form of royalties.

With the financial markets constantly shifting, we understand how difficult it can be to plan for retirement or determine how best to handle natural gas royalties. We have an unrelenting passion for knowledge and expertise in these areas and have challenged conventional wisdom time and time again in natural gas and retirement planning by thinking outside of the box.

At Straightforward Wealth Management, our priority is to provide honest and objective advice, and to help clients navigate the complexities of financial planning, from retirement to tax mitigation strategies. As an independent firm supported by LPL Financial, the largest independent broker/dealer in the nation*, we don’t have any proprietary products or conflicts of interest. Instead, we have the flexibility to choose from a wide range of services and solutions based on our clients’ individual goals and unique needs.

We develop customized plans for each of our clients. Using dynamic, user-friendly technology, including risk analysis software and complete financial planning software, we strive to arm clients with a comprehensive financial plan that addresses today’s needs and tomorrow’s goals. Additionally, we offer our clients their own personal financial website where they can see everything they own in one place in real-time. This may help clients better see where they currently are and where they want to be.

We are committed to providing our clients with impeccable service and building long-lasting relationships based on trust. To learn more about how we can help you with retirement planning, wealth management, or natural gas royalties, or to receive a complimentary, obligation-free consultation, contact us today.

*As reported in Financial Planning magazine 1996-2017, based on total revenues.

Helpful Content

Catch-Up Contributions

Catch-Up Contributions

Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.

Should You Tap Retirement Savings to Fund College?

Should You Tap Retirement Savings to Fund College?

There are three things to consider before dipping into retirement savings to pay for college.

Alternative Investments - Going Mainstream

Alternative Investments - Going Mainstream

Alternative investments are going mainstream for accredited investors. It’s critical to sort through the complexity.

 

Rebalancing Your Portfolio

Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.

Six Most Overlooked Tax Deductions

Six overlooked tax deductions to help manage your tax bill.

Is a SEP-IRA Right for Your Business?

For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration.

A Decision Not Made Is Still a Decision

Investors who put off important investment decisions may face potential consequence to their future financial security.

Understanding Homeowner’s Insurance

Purchasing homeowners insurance is critical for protecting your home.

Retirement Traps to Avoid

Beware of these traps that could upend your retirement.

View all articles arrow

Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

Tax Freedom Day

Assess how many days you'll work to pay your federal tax liability.

Paying Off a Credit Card

Enter various payment options and determine how long it may take to pay off a credit card.

Inflation & Retirement

Estimate how much income may be needed at retirement to maintain your standard of living.

View all calculators arrow

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

View all presentations arrow

Emerging Market Opportunities

What are your options for investing in emerging markets?

The Latte Lie and Other Myths

Do you know these three personal finance sayings?

When Do You Need a Will?

When do you need a will? The answer is easy: Right Now.

How to Retire Early

Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.

What Can a Million Dollars Buy You?

$1 million in a diversified portfolio could help finance part of your retirement.

Choosing a Mortgage

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

View all videos arrow